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Where to Get a 5000 Loan with Bad Credit. For example Iowas Regulated Loan Act caps interest at 36 on the first 1000 24 on the next 1800 and 18 on the remainder. General Conditions of a 5000 bad credit personal loans.

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Rate caps are often structured based on tiers of credit. The regulations set an upper limit to the amount of interest and non-interest costs for each non-bank loan. Interest rates for cash advances can be between.

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